After housing and food, transport is the largest category of expenditure for a Belgian household, accounting for 11.8% of its budget on average.
You can save money on fuel by switching to an electric car. Electricity costs less than fossil fuels on a per-kilometre basis. Although electric cars are more expensive to buy, prices are falling. In any case, according to Test-Achats, an electric car will be less expensive than a standard car from 2023 if you take into account all costs, assuming a 16-year and 190,000-kilometre lifespan. At BNP Paribas Fortis, we also offer discounted loans if you want to buy an environmentally friendly car. And that’s not all: in the next few years, the number of second-hand electric cars for sale will increase, so buying one will become even more affordable.
If your mileage is low and you only need a car occasionally, car-sharing is probably more attractive than owning your own car, provided of course that there are enough available cars in your area.
For some households, an electric bike may be more economical. Although an electric bike is more expensive to buy than a standard bicycle, loans are available.
If you need more inspiration, click here to find out more about our solutions to help you change the way you travel.
At BNP Paribas Fortis, we want to help you gain a greater understanding of money matters, which is why we asked more than 1,000 Belgians what their main money-related questions and concerns are. With the Ask Your Bank series, we aim to make your life easier by addressing those matters in a fully transparent way: another example of Positive Banking.
Loan repayable by instalments, subject to Book VII (title 4, chapter 1) of the Belgian Code of Economic Law. Subject to acceptance of your application. See https://www.bnpparibasfortis.be/nl/Lenen/Ontdek/Producten/Voertuigfinanciering?axes1=fr&axes4=priv for all terms and conditions.