The award ceremony for the 2012 DECAVI Life Insurance Trophies was held on 24 October. These awards recognise the best insurance products and services, based on a range of criteria including quality, performance, technical characteristics, innovative aspects and customer communication.  For the fourth time in the last five years, BNP Paribas Cardif was awarded a trophy for its Hypo Protect Classic product in the category entitled ‘Your Mortgage Loan in the Event of Decease: outstanding balance insurance’.

Offered at very competitive rates, Hypo Protect Classic provides various types of extra cover such as exoneration from premium payments in the event of the insured person becoming unemployed or disabled. Clients taking out Hypo Protect Classic can also obtain joint-name cover. Should the insured person decease, Hypo Protect will cover the outstanding balance on the mortgage loan, freeing the heirs from any worries regarding loan repayments on the property.  

BNP Paribas Cardif Belgium specialises in loan (repayment) cover for home finance loans but also for investment and consumer loans. As an innovative insurer, it is the absolute specialist in this market and as a niche player, it is able to offer extremely competitive products.

BNP Paribas Cardif Belgium works with a broad network of 2,000 brokers.  In addition, it has cooperation agreements with Fintro and Demetris, also BNP Paribas Group subsidiaries.  In the field of consumer credit, it has signed partnership agreements with specialist credit providers and automotive captive finance firms.

The DECAVI Trophies, awarded each year on the decision of a jury of insurance sector professionals, are designed to honour excellence in the products and services provided by insurers – both Life and Non-Life – operating in Belgium.  The Awards help to increase market transparency and guide clients towards making the right choices in line with their individual profile and actual needs.

 More about BNP Paribas Cardif Belgium in Dutch – in  French.